Most regional small and medium-sized banks cannot

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In banks' digital transformation. In the process of digital transformation of marketing, banks should implement it step by step and focus on each point, and avoid rushing into the process, which will lead to waste of investment. When investing in digital transformation projects, marketing is the primary investment point. Except for a few large state-owned banks and commercial banks.


Most regional small and medium-sized banks cannot invest too much resources and funds in Indonesia Telegram Number Data digital construction. Investment in digitalization is mainly focused on parts that can directly produce business results, while marketing digitalization can increase users and business. How digitalization drives banking growth The introduction of more innovative technologies and models is carried out through cooperation with major banks and other suppliers.





Most small and medium-sized banks do not blindly imitate the leading banks, but choose the model that is most beneficial to them as their implementation target. Therefore, in the initial stage of digital transformation, scenarios that can directly produce value, such as customer acquisition, conversion, and performance improvement, should be the primary investment points. Optimize full journey user experience based on user portraits Banks should